Fabian Demicoli

Access to Finance Study

The Planning and Priorities Coordination Division (PPCD)
within the Office of the Deputy Prime Minister, as the local Managing Authority
for the European Structural and Investment Funds for 2014-2020, has recently
commissioned a study to assess how EU funds can be used more effectively to
provide access to finance for SMEs in Malta and Gozo.

This study is being
undertaken by the European Investment Fund together with
PricewaterhouseCoopers. The study includes a survey entitled SME access to
finance in Malta.

Over the past few years, surveys across EU member
states have indicated that some SMEs, particularly micro-enterprises, have been
experiencing difficulty in accessing finance. 
This is something that is also of interest to us locally and for this
reason it is important to ensure that the survey being undertaken is well
represented across the different sectors.

In this regard we kindly ask you to dedicate a few
minutes to respond to the questionnaire. Completing this survey will take
approximately 15 minutes and should be completed by the person who would best
be able to provide information on how your enterprise is financed (typically
the chief accountant, managing director or principal owner of your company).
Please note that the survey is completely anonymous and that no information
identifying your company will be collated.


Link to the online survey: http://pwc.qualtrics.com/SE/?SID=SV_e2uVTlmFLmt92tv


How to complete the questionnaire:

Most of the
questions can be completed by ticking or writing the answer in the relevant

You do not need
to complete the questionnaire in one session. Your answers will automatically
be saved when you exit the questionnaire. For subsequent visits, you just need
to reuse the individual link provided above in the present email. You will
automatically be directed to the next questions in the survey.

What we can do for you










The Malta Chamber of SMEs represents over 7,000 members from over 90 different sectors which in their majority are either small or medium sized companies, and such issues like the one we're experiencing right now, it's important to be united. Malta Chamber of SMEs offers a number of different services tailored to its members' individual requirements' and necessities. These range from general services offered to all members to more individual & bespoke services catered for specific requirements.

A membership with Malta Chamber of SMEs will guarantee that you are constantly updated and informed with different opportunities which will directly benefit your business and help you grow. It also entails you to a number of services which in their majority are free of charge and offered exclusively to its members (in their majority all free of charge).