Fabian Demicoli

The European Consumer Credit Directive (CCD)

Did you
know that you have consumer credit rights when applying for a loan? The European
Consumer Credit Directive (CCD) adopted by the EU and transposed into our
national legislation as of the 18th of January 2013 ensures a high level of
consumer protection and empowers consumers to make informed choices when taking
out credit.

The European Commission launched an information campaign on the
subject within a number of Member States, amongst which Malta. The campaign in
Malta was officially launched in May. Amongst
others the Directive introduces the obligation for clear and easily
understandable credit terms. This in order for consumers to understand the
terms they are being offered and be able to compare them. Enterprises providing
credit facilities should check out the new rules.

What we can do for you

INFORMATION POINT

BUSINESS SERVICES

MEMBERSHIP BENEFITS

LOCAL ISSUES & LEGISLATION

B2B NETWORKING EVENTS

LEGAL ADVICE

FUNDING ASSISTANCE

COURSES

BECOME A MEMBER

The Malta Chamber of SMEs represents over 7,000 members from over 90 different sectors which in their majority are either small or medium sized companies, and such issues like the one we're experiencing right now, it's important to be united. Malta Chamber of SMEs offers a number of different services tailored to its members' individual requirements' and necessities. These range from general services offered to all members to more individual & bespoke services catered for specific requirements.

A membership with Malta Chamber of SMEs will guarantee that you are constantly updated and informed with different opportunities which will directly benefit your business and help you grow. It also entails you to a number of services which in their majority are free of charge and offered exclusively to its members (in their majority all free of charge).