Strategic Foresight and ESG: How Maltese SMEs Can Secure a Sustainable Future
21 March 2025
Article by Dr Roberta Lepre - Managing Director WEAVE Consulting The European Commission’s Strategic Foresight...
The European Consumer Credit Directive (CCD)
13 July 2013
Did you
know that you have consumer credit rights when applying for a loan? The European
Consumer Credit Directive (CCD) adopted by the EU and transposed into our
national legislation as of the 18th of January 2013 ensures a high level of
consumer protection and empowers consumers to make informed choices when taking
out credit.
The European Commission launched an information campaign on the
subject within a number of Member States, amongst which Malta. The campaign in
Malta was officially launched in May. Amongst
others the Directive introduces the obligation for clear and easily
understandable credit terms. This in order for consumers to understand the
terms they are being offered and be able to compare them. Enterprises providing
credit facilities should check out the new rules.
subject within a number of Member States, amongst which Malta. The campaign in
Malta was officially launched in May. Amongst
others the Directive introduces the obligation for clear and easily
understandable credit terms. This in order for consumers to understand the
terms they are being offered and be able to compare them. Enterprises providing
credit facilities should check out the new rules.
